Consumer loan rates and terms last revised on April 3, 2014 and are subject to change without notice. With our Managed Loan Program, consumer loan rates may be up to 17.0% APR higher than displayed rate. Premium credit required to obtain displayed rate.

Consumer Loans

APR* as low as

Term (Months)

Mo. Payment 
per $1000 APR*

New or Used Vehicles (Auto, SUV, Van, or Light Truck)

24 Months

2.25**

24

as low as $42.65

36 Months

2.25**

36

as low as $28.75

48 Months

2.25**

48

as low as $21.80

60 Months

2.25**

60

as low as $17.63

72 Months

2.75**

72

as low as $15.08

84 Months

3.25**

84

as low as $13.32

New Boats

up to $50,000

8.49

12-84

as low as $15.83

$10,000 - $15,000

10.49

85-120

as low as $9.98

$15,000 - $25,000

10.49

85-144

as low as $9.98

$25,000 and up

10.49

85-180

as low as $9.98

Used Boats

up to $50,000

9.49

12-84

as low as $16.34

$10,000 - $15,000

11.49

85-120

as low as $10.66

$15,000 - $25,000

11.49

85-144

as low as $10.66

$25,000 and up

11.49

85-180

as low as $10.66

New Motorcycles

24 Months

6.99

24

as low as $44.77

36 Months

7.29

36

as low as $31.01

48 Months

7.49

48

as low as $24.17

60 Months

7.69

60

as low as $20.13

72 Months

8.99

72

as low as $18.02

84 Months

8.99

84

as low as $16.08

Used Motorcycles

24 Months

7.99

24

as low as $45.22

36 Months

8.29

36

as low as $31.47

48 Months

8.49

48

as low as $24.64

60 Months

8.69

60

as low as $20.61

72 Months

9.99

72

as low as $18.52

84 Months

9.99

84

as low as $16.60

New ATVs
(All Terrain Vehicles, Dirt Bikes, Non-commercial Tractors & Mowers.)

10.90

12-48

as low as $25.80

New Motorhomes Self-Propelled

up to $50,000

8.49

12-84

as low as $15.83

$10,000 - $15,000

10.49

85-120

as low as $9.98

$15,000 - $25,000

10.49

85-144

as low as $9.98

$25,000 and up

10.49

85-180

as low as $9.98

Used Motorhomes, Self-Propelled

up to $50,000

9.49

12-84

as low as $16.34

$10,000 - $15,000

11.49

85-120

as low as $10.66

$15,000 - $25,000

11.49

85-144

as low as $10.66

$25,000 and up

11.49

85-180

as low as $10.66

New Recreational Vehicles (Travel Trailers, Etc.)

up to $50,000

8.49

12-84

as low as $15.83

$10,000 - $15,000

10.49

85-120

as low as $9.98

$15,000 - $25,000

10.49

85-144

as low as $9.98

$25,000 and up

10.49

85-180

as low as $9.98

Used Recreational Vehicles (Travel Trailers, Etc.)

up to $50,000

9.49

12-84

as low as $16.34

$10,000 - $15,000

11.49

85-120

as low as $10.66

$15,000 - $25,000

11.49

85-144

as low as $10.66

$25,000 and up

11.49

85-180

as low as $10.66

Signature Loan (min. $300, max $35,000)

Call the Credit Union for rates and terms

Share or Certificate Secured Loan (up to 95% loan to value; loan must either be paid off or refinanced at maturity of certificate)

Call the Credit Union for rates and terms

*APR = Annual Percentage Rate. Loans and rates are subject to approved credit for qualified Credit Union members only. Interest rates shown may be up to 15% APR higher than stated based on credit history. Financing for new vehicles up to 115% of Manufacturer's Suggested Retail Price (MSRP) including tax, license, options. Plus "Back-end" products (e.g. extended warranties, GAP) may only be financed up to 20% of vehicle value, not to exceed $5,000. Financing for used vehicles (up to 10 years old) up to 115% of retail Kelly Blue Book, including tax, license, options. Plus "Back-end" Products (e.g. extended warranties, GAP) may only be financed for up to 20% of vehicle value, not to exceed $5,000. Vehicles age 7 model years or older, loan interest rate increased by 1%. Loan processing fees may apply.

**Premium credit and maximum of 100% LTV financed required to obtain displayed rates. 

The payment per $1,000 listed in the chart above is based on the lowest available APR for the maximum term available. Payment example: Payments on $20,000.00 financed at 1.79% for 60 months would be $348.72 per month. The total amount for all payments would be $20,923. To calculate your monthly payment, use the "Calculator."

For additional information and disclosure on New or Used Vehicles, Boats, Motorcycles, Motorhomes, Recreational Vehicles, click on "New or Used Vehicles," "Boats," "Motorcycles," "Motorhomes," "Recreational Vehicles," in the Rates schedule, above.